First Time Buyer?
Feeling Overwhelmed?

Get Your First Mortgage
First Time Buyer

You’re not alone! Buying your first home is probably the biggest financial decision you’ll ever make.

Your First Mortgage

First time buyers are faced with so many questions at the start of the home-buying journey that it’s hard to know where to start: 

  • How much can I borrow?
  • How big a deposit will I need?
  • How much will I have to pay - in fees and in repayments?
  • What is going to be the best mortgage deal for my circumstances and how can I get it?

Good mortgage brokers don’t just find home loan deals. They guide and support you through every step of your mortgage search and application and the home-buying process itself.

A good mortgage broker is someone you can trust to help you make the right decisions, with the experience to navigate you through the enormous range of options and the determination to get you the best mortgage deals.

We’re Exclusively Mortgages.

And we’re good mortgage brokers.

When you come to Exclusively Mortgages you don’t just get a mortgage adviser. You get a teammate. You get an ally, who’s in your corner for as long as it takes.

You get a face-to-face service if that’s what you need. Or we can take you through the whole process on the telephone and online. The choice is yours.

Every first time buyer we help is somebody whose dreams of becoming a homeowner have been made a reality.

That makes us feel good.

Get Your First Mortgage

Your mortgage is the biggest financial commitment you’re ever likely to have.

So make it work for you.

LendersMortgage Advice Bureau
Mortgage Advice BureauLenders

We love the intricacies of getting you the perfect mortgage deal.

All the complexity, all the research, all the jargon and fine print. We love it.

We take care of it, so you can make decisions safe in the knowledge that there will be no surprises. No hidden fees. No options you should have asked about. No stones left unturned.

When you’re with Exclusively Mortgages, we don’t just recommend. We go to the lenders and we fight for you. They know us and trust us. Our word counts for something with them.

And if we can’t get you a mortgage offer, you won’t pay a penny in fees. No matter how long it takes, no matter how hard we have to search, no matter what your history - we won’t charge you anything until you have a mortgage offer in your hands. We want to earn our fees.

You’ve worked hard to save your deposit.

Property Ladder

Now we’ll work hard for you.

Whatever you need, Exclusively Mortgages is with you, shoulder-to-shoulder, every step of the way.

Whether you’re looking for fixed rate mortgages or tracker mortgages; joint, guarantor or shared ownership mortgages; Help To Buy, Affordable Housing schemes and more.

Exclusively Mortgages will give you the advice, the expertise and the understanding to make even the toughest choices simple.

Because when the choices are simple, it’s easy to be confident that you’re making the right decisions.

And when you’re confident that you’re making the right decisions, you won’t feel overwhelmed any more.

Get Your First Mortgage
Exclusively Mortgages Van

Why choose Exclusively Mortgages?

  Because we are determined to get the best deals possible for all our clients.

  Whatever your financial history.

  However long it takes.

Get Your First Mortgage

We’re part of the Mortgage Advice Bureau - the UK’s biggest and best-known mortgage intermediary brand, with more than 1,400 advisers across the country.

As well as the reassurance you get from Exclusively Mortgages being part of a reputable, national network with whole-market access, we give you the kind of personal service you only get from local experts.

All our advisers are fully qualified and regulated by the Financial Conduct Authority (FCA) and all the advice that we give is covered by the Financial Services Compensation Scheme (FSCS)

That means we can offer you the best of more than 12,000 deals from 90 UK lenders.

We’re friendly, trustworthy, down-to-earth mortgage brokers.

We’re great at what we do, because mortgages is all we do.

Get Your First Mortgage

So how much can I borrow?

You can use our Mortgage Borrowing Calculator to get a sense of how much you will probably be able to borrow and how much it’s likely to cost you.

But please be aware, the calculator can only give you an estimate based on a few criteria. Get in touch and we can give you a much more detailed and personalised quote.

Mortgage Calculator

What’s new?

Mortgage Advice

Take a look at our news articles and updates.

See what our customers have said

We’re very proud to have an “Excellent” rating on Trustpilot. See what some of our satisfied customers have had to say about us:


Ben was excellent. He went above and beyond to make sure all my questions were answered and that we had the perfect mortgage deal with the best rates! Highly recommended. Thanks Ben.

Josh Beaumont

Excellent service from start to finish!!

Excellent service from start to finish!! As first time buyers Ben has been excellent throughout the process. He guided us through every stage of our mortgage and made everything simple, straightforward and easy to understand for us at all times. Always helpful and fast in responding to our queries. The speed he gets his job done is amazing. I would highly recommend Ben for anyone needing mortgage advice with affordable rate and over and above service. Can't thank him enough for the fab service offered. 5 stars well deserved!

Yasmeen Bibi

Brilliant service

Brilliant service - Ben was extremely helpful in securing my mortgage. The advice provided and communication was great and made the whole process feel easy and stress free. Highly recommended and would happily use them again in the future.

Chris Burdock

Thanks so much to you...

Thanks so much to you, especially Kelly and Vickie for keeping me on track (and calm) during a very stressful house move. It took a long time with 4 I think mortgage applications due to lost onward properties. I would highly recommend . The team are just brilliant, so nice to deal with, accommodating, patient, working with any eventuality to me where we needed to be. Thank you


Can not fault Exclusively Mortgages and all the staff...

Can not fault Exclusively Mortgages and all the staff. First-class service, very pleasant and very helpful. Any problems or concerns I had it was so nice knowing I could just pick up the phone or email Exclusively Mortgages and was always happy to help. As I said can not fault the team and will be highly recommending Exclusively Mortgages to family and friends.


Made the whole process stress free and relaxed.

Exclusively Mortgages made the whole process stress free and relaxed. He listened and understood our requirements and quickly came back with options which he then clearly explained the pros & cons. Mortgage agreement came through in a week. Really pleased. Thank you, Exclusively Mortgages.

Janine Ashton

Very understanding and helpful

I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you

Domenico Pietrovito

I am really happy with the service

I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you. Tracy. Cowling


Couldn’t recommend more

Exclusively Mortgages was super helpful, never minded my non-stop questions as a first-time buyer and advised us the best mortgage for us not just the best on the market. Would recommend to anyone, superstar!

Elizabeth Denby

Brilliant service, highly recommended!

I can't speak highly enough about Exclusively Mortgages and all that Ben and Vickie have done for me. Ben was great organising a 'Joint Borrower, Sole Proprietor' mortgage for me, keeping me informed at all times, explaining things when he needed to and getting the mortgage in place. When there were later some issues, due to the bank's system and this particular type of mortgage, Vickie was amazing. She constantly chased it up for me, was in contact with my solicitors at various times and generally fought my corner until it was all ironed out and sorted.

Richard Austin