Whether you’re an experienced landlord or you’re taking your first steps into Buy To Let, Exclusively Mortgages can help you to save money, time and hassle.
Buy To Let Mortgages
Building an investment property portfolio can be tremendously rewarding. It can also be incredibly hard work.
With a partner like Exclusively Mortgages in your corner, you can be confident that you’re making the right borrowing decisions, taking in the whole of the market and reflecting your unique needs.
Good mortgage brokers don’t just make recommendations. A good mortgage broker is a vital ally, who is just as committed to making your Buy To Let business a success as you are.
Your mortgage adviser will put all the evidence in front of you and give you their expert advice. A good mortgage broker is an experienced navigator, but you’re in the driving seat.
We’re Exclusively Mortgages.
And we’re good mortgage brokers.
To us, that means being there, shoulder-to-shoulder with you throughout the property investment process.
The market is becoming more complicated, more diverse, and faster-moving than ever. The best option for your needs isn’t always the first good-looking one you come across.
With Exclusively Mortgages by your side, you don’t have to worry about researching what’s out there and what you might have missed. We take care of it.
What you need is what matters to us. So we’ll handle things face-to-face, on the telephone or online. Whatever fits your life and your business best.
And we won’t charge you a penny until firm mortgage offers are there in your hands.
We want to earn our fees.
If it takes weeks or months. If you’ve had credit problems in the past. Even if we have to go and fight for you with the lenders.
No offers, no fees.
That’s our promise to you.
Hundreds of Buy To Let investors have trusted Exclusively Mortgages to help them build successful property businesses.
Buy To Let mortgages are a whole different ball game from the residential sector:
Minimum deposits are usually much higher (20-40%)
Interest rates and arrangement fees are higher too, as lenders look to offset the risk of your properties being left vacant
You’ll need to be certain about margins on your rental income over repayments before you can borrow
All these factors make it critical that you go into Buy To Let with your eyes open, and a trusted partner there beside you.
We’re expert Buy To Let mortgage brokers. We’ll be there for you.
Why choose Exclusively Mortgages?
Because we are determined to get the best deals possible for all our clients.
Whatever your financial history.
However long it takes.
We’re part of the Mortgage Advice Bureau - the UK’s biggest and best-known mortgage intermediary brand, with more than 1,400 advisers across the country.
We scan the whole market to find you the best deals. We have access to more than 12,000 products from more than 90 UK lenders, including exclusive deals not available on the high street.
All our advisers are fully qualified and regulated by the Financial Conduct Authority (FCA) and all the advice that we give is covered by the Financial Services Compensation Scheme (FSCS)
We combine the reach and assurance of a national network with the kind of personal service you only get from local experts.
We’re friendly, trustworthy, down-to-earth mortgage brokers.
We’re great at what we do, because mortgages is all we do.
So how much can I borrow?
Our Buy To Let Mortgage Borrowing Calculator shows how much you will probably be able to borrow and how much it’s likely to cost you.
That’s only an estimate though. Lenders will need a bit more information about you and your business before they’ll commit to anything more detailed. Drop us a line and we can handle that side of things for you.
For more about the Buy To Let and Investment Property markets, check out our news section.
See what our customers have said
We’re very proud to have an “Excellent” rating on Trustpilot. See what some of our satisfied customers have had to say about us:
Ben was excellent. He went above and beyond to make sure all my questions were answered and that we had the perfect mortgage deal with the best rates! Highly recommended. Thanks Ben.
Excellent service from start to finish!!
Excellent service from start to finish!! As first time buyers Ben has been excellent throughout the process. He guided us through every stage of our mortgage and made everything simple, straightforward and easy to understand for us at all times. Always helpful and fast in responding to our queries. The speed he gets his job done is amazing. I would highly recommend Ben for anyone needing mortgage advice with affordable rate and over and above service. Can't thank him enough for the fab service offered. 5 stars well deserved!
Brilliant service - Ben was extremely helpful in securing my mortgage. The advice provided and communication was great and made the whole process feel easy and stress free. Highly recommended and would happily use them again in the future.
Thanks so much to you...
Thanks so much to you, especially Kelly and Vickie for keeping me on track (and calm) during a very stressful house move. It took a long time with 4 I think mortgage applications due to lost onward properties. I would highly recommend . The team are just brilliant, so nice to deal with, accommodating, patient, working with any eventuality to me where we needed to be. Thank you
Can not fault Exclusively Mortgages and all the staff...
Can not fault Exclusively Mortgages and all the staff. First-class service, very pleasant and very helpful. Any problems or concerns I had it was so nice knowing I could just pick up the phone or email Exclusively Mortgages and was always happy to help. As I said can not fault the team and will be highly recommending Exclusively Mortgages to family and friends.
Made the whole process stress free and relaxed.
Exclusively Mortgages made the whole process stress free and relaxed. He listened and understood our requirements and quickly came back with options which he then clearly explained the pros & cons. Mortgage agreement came through in a week. Really pleased. Thank you, Exclusively Mortgages.
Very understanding and helpful
I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you
I am really happy with the service
I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you. Tracy. Cowling
Couldn’t recommend more
Exclusively Mortgages was super helpful, never minded my non-stop questions as a first-time buyer and advised us the best mortgage for us not just the best on the market. Would recommend to anyone, superstar!
Brilliant service, highly recommended!
I can't speak highly enough about Exclusively Mortgages and all that Ben and Vickie have done for me. Ben was great organising a 'Joint Borrower, Sole Proprietor' mortgage for me, keeping me informed at all times, explaining things when he needed to and getting the mortgage in place. When there were later some issues, due to the bank's system and this particular type of mortgage, Vickie was amazing. She constantly chased it up for me, was in contact with my solicitors at various times and generally fought my corner until it was all ironed out and sorted.