Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

  • How much can I borrow?
  • Mortgage repayments
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Include regular salary (before tax), working tax credit, car allowance, and any other cash benefits.

£
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Include regular salary (before tax), working tax credit, car allowance, and any other cash benefits.

£
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You’ll need to provide at least a 5% deposit to get a mortgage.

£
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This will be the size of the mortgage. You’ll need to pay it back, along with interest.

The borrowing amount doesn’t include your deposit.

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The mortgage term is how many years you have left on your mortgage.

Try out different mortgage terms to see how they affect your monthly repayments and total interest paid.

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This is the rate of interest you’ll pay on your mortgage.

Higher interest rates will generally (but not always) increase your monthly payments, depending on the deal.

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These calculations are for guidance only. Talk to our mortgage brokers to get a more accurate figure.

Your home could be repossessed if you don’t keep up repayments on your mortgage.

Other fees you may have to pay:

Broker fee (up to £299)
Additional fees (learn more)

You could borrow up to:

£000,000

Your monthly mortgage repayment:

£000
Speak to an Adviser

Your Mortgage

Talk to one of our expert advisers
Book a free, no-obligation consultation

Whatever your mortgage needs, however far you are into the home-buying process, Exclusively Mortgages can help.

Simply fill in the form below, alternatively you can call us on 01535 279679 or email us at info@exclusivelymortgages.co.uk to arrange a 15-minute chat.

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    See what our customers have said

    We are incredibly proud to have been rated “Excellent” by our customers on Trustpilot, the independent review site.

    Can not fault Exclusively Mortgages and all the staff...

    Can not fault Exclusively Mortgages and all the staff. First-class service, very pleasant and very helpful. Any problems or concerns I had it was so nice knowing I could just pick up the phone or email Exclusively Mortgages and was always happy to help. As I said can not fault the team and will be highly recommending Exclusively Mortgages to family and friends.

    Chris

    Made the whole process stress free and relaxed.

    Exclusively Mortgages made the whole process stress free and relaxed. He listened and understood our requirements and quickly came back with options which he then clearly explained the pros & cons. Mortgage agreement came through in a week. Really pleased. Thank you, Exclusively Mortgages.

    Janine Ashton

    Very understanding and helpful

    I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you

    Domenico Pietrovito

    I am really happy with the service

    I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you. Tracy. Cowling

    Tracy

    Couldn’t recommend more

    Exclusively Mortgages was super helpful, never minded my non-stop questions as a first-time buyer and advised us the best mortgage for us not just the best on the market. Would recommend to anyone, superstar!

    Elizabeth Denby
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