Mortgage Calculator
Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.
- How much can I borrow?
- Mortgage repayments
Include regular salary (before tax), working tax credit, car allowance, and any other cash benefits.
Include regular salary (before tax), working tax credit, car allowance, and any other cash benefits.
You’ll need to provide at least a 5% deposit to get a mortgage.
This will be the size of the mortgage. You’ll need to pay it back, along with interest.
The borrowing amount doesn’t include your deposit.
The mortgage term is how many years you have left on your mortgage.
Try out different mortgage terms to see how they affect your monthly repayments and total interest paid.
This is the rate of interest you’ll pay on your mortgage.
Higher interest rates will generally (but not always) increase your monthly payments, depending on the deal.
These calculations are for guidance only. Talk to our mortgage brokers to get a more accurate figure.
Your home could be repossessed if you don’t keep up repayments on your mortgage.
Other fees you may have to pay:
Broker fee (up to £299)
Additional fees (learn more)
You could borrow up to:
Your monthly mortgage repayment:
Your Mortgage
Talk to one of our expert advisers
Book a free, no-obligation consultation
Whatever your mortgage needs, however far you are into the home-buying process, Exclusively Mortgages can help.
Simply fill in the form below, alternatively you can call us on 01535 279679 or email us at info@exclusivelymortgages.co.uk to arrange a 15-minute chat.
See what our customers have said
We are incredibly proud to have been rated “5 Stars” by our customers.
Responsiveness
Ben was excellent. He went above and beyond to make sure all my questions were answered and that we had the perfect mortgage deal with the best rates! Highly recommended. Thanks Ben.
Excellent service from start to finish!!
Excellent service from start to finish!! As first time buyers Ben has been excellent throughout the process. He guided us through every stage of our mortgage and made everything simple, straightforward and easy to understand for us at all times. Always helpful and fast in responding to our queries. The speed he gets his job done is amazing. I would highly recommend Ben for anyone needing mortgage advice with affordable rate and over and above service. Can't thank him enough for the fab service offered. 5 stars well deserved!
Brilliant service
Brilliant service - Ben was extremely helpful in securing my mortgage. The advice provided and communication was great and made the whole process feel easy and stress free. Highly recommended and would happily use them again in the future.
Thanks so much to you...
Thanks so much to you, especially Kelly and Vickie for keeping me on track (and calm) during a very stressful house move. It took a long time with 4 I think mortgage applications due to lost onward properties. I would highly recommend . The team are just brilliant, so nice to deal with, accommodating, patient, working with any eventuality to me where we needed to be. Thank you
Can not fault Exclusively Mortgages and all the staff...
Can not fault Exclusively Mortgages and all the staff. First-class service, very pleasant and very helpful. Any problems or concerns I had it was so nice knowing I could just pick up the phone or email Exclusively Mortgages and was always happy to help. As I said can not fault the team and will be highly recommending Exclusively Mortgages to family and friends.
Made the whole process stress free and relaxed.
Exclusively Mortgages made the whole process stress free and relaxed. He listened and understood our requirements and quickly came back with options which he then clearly explained the pros & cons. Mortgage agreement came through in a week. Really pleased. Thank you, Exclusively Mortgages.
Very understanding and helpful
I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you
I am really happy with the service
I am really happy with the service I got from Exclusively, Exclusively Mortgages explained the process and saved me two hundreds pounds per month on my mortgage. Can’t recommend them enough. So much so that I have since passed on their details to two friends who are looking at re-mortgaging. Thank you. Tracy. Cowling
Couldn’t recommend more
Exclusively Mortgages was super helpful, never minded my non-stop questions as a first-time buyer and advised us the best mortgage for us not just the best on the market. Would recommend to anyone, superstar!
Brilliant service, highly recommended!
I can't speak highly enough about Exclusively Mortgages and all that Ben and Vickie have done for me. Ben was great organising a 'Joint Borrower, Sole Proprietor' mortgage for me, keeping me informed at all times, explaining things when he needed to and getting the mortgage in place. When there were later some issues, due to the bank's system and this particular type of mortgage, Vickie was amazing. She constantly chased it up for me, was in contact with my solicitors at various times and generally fought my corner until it was all ironed out and sorted.
